Mutual fund portfolio

Mutual fund is an instrument which give advantage of saving and growth of economy with rising growth and stock market activity .
Mutual fund is good for investor who want to invest in stock market but due to fear and less knowladge of stock market best instrument is mutual fund where he not only invest regularly but also got diffrent type of scheme and low money like 500 rs each month SIP.
Making a portfolio in mutual fund is first and good thing which give advantage of fear free long term profit from thier investment .
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Reliance Regular Saving Scheme

IDFC Premier Equity Fund

Birla Mid cap Fund

DSP Gold Fund

HDFC Top 200 fund

Sundram BNP Paribas Select Midcap Fund

Reliance Power Diversified fund

SBI Gold fund

NEW FUND OFFER (NFO)

In current senerio of bearishness in stock market here some mutual fund scheme in various category offerto indian public at par .

Its time to invest in such NFO to get mutual fund schame at par with good managed mutual fund.

EQUITY
Scheme name      Open Date            Close Date       Offer Price
 IIFL Nifty ETF       28-Sep-11            12-Oct-11             10

DSP BR World
AgriFund (G)         30-Sep-11            14-Oct-11             10

DSP BR World
Agri Fund (D)         30-Sep-11           14-Oct-11             10

AXIS Gold Fund
 (G)                      30-Sep-11          14-Oct-11              10

AXIS Gold Fund
(D)                       30-Sep-11          14-Oct-11              10

HDFC Gold Fund
(G)                        7-Oct-11           21-Oct-11              10

Tata Retirement
Sav Progressive (G)  7-Oct-11           21-Oct-11              10

Tata Retirement
 Sav Moderate (G)    7-Oct-11          21-Oct-11              10

IDBI Gold ETF 
                            19-Oct-11          2-Nov-11              100

Where to invest in india

Current time Indian economy is performing better then other economy due to high consumable and better management of Indian industry and financial reform .

At current scenario all over the world facing problem with fiscal deficit and high inflation worry for a global uncertainty and fear ness among investor so where to invest money now in India.

i devised portfolio in four equal part so investment should be diversified and become a safe bet even India also may be affected by world.

first my view growth and risen of price in each sector as cyclic so each sector touch a higher in few years and after that a downfall is due so let we discuss about reality.

Reality taking a boom in Indian market since 4 year and rising price spread all over India even at urban too,price of land and property price is just make a remarkable high,my view due to peak in price and higher interest rates now a downtrend may be expected in reality and property price and it will continue up to 2-3 year so avoid fresh investment in property and land.

A sharp rise in gold and silver price since a week ,gold touch today a high of 28000 and market expectation to touch 32000 at early if gold get correct from its current price one can invest in gold for short term time,avoid long term investment in gold now.

Investor now invest 30% of their saving now in fixed deposit and company deposit (only in top management group) because today for depositor a high interest rates available now and its safe one.

Start investing in equity market with SIP(systematic investment plan) from now as investor can saving on monthly basis.

Keep cash rest of his saving and wait for stock market to settle i feeling this coming six month is very best opportunity to Indian investor to get blue chip stock of well known and large cap company with good fundamental ,target a 40% investment of total portfolio for stock market and invest in partially basis.

This portfolio is planned for investment plan in coming three month for timeline of 4-5 years so rest 30%  of it keep in your saving account and wait for sector to invest in coming three month.

Reliance gold saving fund

Reliance gold saving fund


Reliance gold saving fund is the gold fund India which gave investor to invest in gold like asset class,
in Reliance gold saving fund to closer benifit to investor same as they get return in reliance gold exchange traded fund(gold etf) also in here.
it help to investor to invest in gold like in paper but need not a demat account,reliance gold  saving fund gave facility like Systematic Transfer Plan/ Systematic Withdrawal Plan / Systematic Investment Plan/ auto switch /trigger facility etc.
investor can redeem his fund in business  hours to amc ,investor also get benefit  for long term capital gain tax just after a year while in etf and physical after three year

PRUDENTIAL ICICI MUTUAL FUND

A joint venture of Icici and prudential first Indian mutual fund to cross more then 10000 crore as assets,
In past few years i feel Indian banking and all financial product wise icici is juts non disputed no.1 private player in   all field growth and business network is very broad in India

as revolution in banking sector come from icici as well in mutual fund category prudential icici also have same reputation this mutual fund gave investor not only value for their investment but also give investor more choice and type of fund to invest in various form and period time

an investor who just want to invest money just for growth and safety in realty,gold,tax saving,long term capital,short term,regular income,equity,for children for his retirement such a various scheme and product in prudential icici ,

Mr.nimesh shah as Md and more key-person who just well known person and experience in mutual fund industry they invest their experience for this mutual fund and gave investor best return from various operation in mutual fund

SBI MUTUAL FUND

SBI MUTUAL FUND

Sbi mutual fund as it name show launch by India’s no 1 public sector bank state bank of India

This mutual fund under leadership of mr.deepak kumar chattarjee a person have good track record in mutual fund industry well experience in money management with their team hard work and expertise makes sbi mutual fund more ahead then others also brand name of sbi make investor more attractive as safety of money

Equity fund

This fund is purely depend on equity and equity instrument available in market for capital growth and appreciation of money for medium to long term investment

Debt and income fund

This fund investment goes in type of fixed income from bond market, government bond securities and money market, this is a short and medium term fund.

Hybrid fund

This is a well balanced fund using both way to get best return in debt market as well in equity market also they balancing fund inboth kind as situation .

Liquid fund

In this fund money invested for short term like treasury bill, commercial paper and deposit certificate

Etf (exchange traded fund) fund

This fund gave investor an opportunity to trade like equity in stock market and sbi mutual fund scheme of gold etf very famous in investor

Fixed maturity fund

This fund is a close ended scheme also invest in money and debt market instrument and have a fixed maturity date

HDFC MUTUAL FUND

HDFC mutual fund well known mutual fund in india well managed and working best at growth and return wise with investor sefty for money.


Hdfc mutual fund under leadership of MR.PRASHANT JAIN as excecutive director and chief investment officer ,MR.JAIN have over 18 years of experince in mutual fund industry as fund manager and reaserch,he have good team of various specilist person choosen from india all are perfectly good for their work


under leadership of MR.JAIN investment in equity and debt instrument hdfc mutual fund gave investor best for their money.


HDFC MUTUAL FUND GIVE THESE VARIOUS OPPORTUNITY FOR INVESTOR TO CHOOSE TYPE OF FUND THEY WANT TO INVEST IN


1.Equity and growth fund
in this category investor who want to get smart and higher return for their money invest in but little risky then other products,in this category HDFC   provide more then 15 type of portfolio as per your choice leading
nifty index ,sectorial wise like top 200,infra,midcap,tax saver and more type of .


2.fixed maturity plan
this is a close ended income fund where main object is to generate reguler income through debt market and goverment securities


3 childern gift fund
this is a open ended scheme as its name proove scheme for childern for their future it is a pure long term investment for your children future but risk factor it is not necessary that fund achieve their target at last


4exchange traded fund 
this fund carry gold exchange traded fund (GOLD ETF) ,if you interested in gold trading and buying but you not able to take decision how and where you invest in gold this is the best scheme if you want to invest in gold for future ,this product trying to earn maximum return in gold trading as possible 


5 liquid fund 
this fund is a rocking star product for HDFC just its named always be liquid and invest in different typeof product which all kind of investment can be equity,debt oriented conservative,arbitrage, mid cap, small cap,short  term and medium to long term 


6.quatrly interval fund 


this fund also invest for debt and money market investment
 also in government securities rated nav traded each trading day 


7.debt and income fund


this fund product largest scheme fund type by HDFC gave investor to invest different type of particular product more then 20scheme include short term,long term ,debt,equity,high interest , floating rate, multiple yeild and also cancer cure